Utility surcharge expires 12/31/23. "We all know that housing is a big issue in this city," Davis said. 2 Main St. Esplanade Gardens in Harlem is a fine example of the Mitchell Lama government subsidy program of the 1960's. It's 6 bldgs, each 27 floors, 12 apts per floor. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. Easy walk or short ride to Pelham Metro North Train Station (30 min to NYC). Newer Crown & Base Moldings offer an Elegant Look. 2569 Adam Clayton Powell Jr Blvd New York NY 10039 (212) 368-2700. Your browser is not currently supported. There are only two, 800 sq. We recommend viewing REMAX.com and it's affiliated sites on one of the following browsers: Esplanade Gardens, Pelham Manor, NY Real Estate and Homes for Sale. Esplanade residents see themselves in the post-tragedy reporting, too, because theyve been filing complaints and sounding alarms for years about their dangerous living conditions. 2 bedroom apartment for sale in Esplanade, Scarborough, YO11 for 280,000. The Harlem Neighborhood Block Association, Neighbors united to improve the quality of life in Harlem. these boundaries. The European, lacquered kitchen has stainless steel appliances, granite counter tops and cherry wood cabinet doors. Each year, some 10,000 units are lost to decay, with the capital project backlog for existing buildings growing by more than $3 billion a year, per 2018 reporting in Mother Jones. Cats and dogs are allowed, making it a pet-friendly building. Copyright 2023 OneKey MLS. If you have a disability that is preventing you from experiencing this As she let me in the door, both of us masked and trying to avoid breathing in the contaminated air, her energy dropped. Click the links below to learn more about each internship. You're done.". ENTRANCE HALL HALLWAY COMMUNAL GARDENS. Esplanade Gardens Inc. is a Mitchell-Lama Housing supervised by, The City of New York Housing Preservation & Development. Whats more, Esplanade Gardens has a large population of elderly and Black residents, existing at an intersection particularly vulnerable to the lack of care in Harlem, New York City, and the United States for aging populations. Don't miss out on this breathtaking, two bedroom two bath with bonus room and terrace. Ten years?! Cats and dogs are allowed, making it a pet-friendly building. When she did speak, it was short. Opened in 1967, Esplanade Gardens co-op apartments were birthed out of the Mitchell-Lama housing programa 1950s equity initiative to increase home ownership among middle-income New Yorkers. Esplanade Gardens, a 1900 unit middle income cooperative housing complex, located at 147th Street and Adam Clayton Powell Boulevard, which stretches to 147th Street and Lenox avenue, was built in 1966 and is federally subsidized under the Mitchell Lama program, an affordable housing program founded by senator MacNeil Mitchell and Assemblyman Live, work and play with ease in this quiet Pelham Manor oasis off the beaten path but close to everything you need. Prospective buyer requirements:700 minimum credit score, Total debt ratio to income: 35%, housing ratio: 30%. ESPLANADE GARDENS 1,870 2569 Seventh Avenue New York, NY 10039 FRANKLIN PLAZA 1,632 2085 Second Avenue New York, NY 10029 Grenadier Realty l230 Pennsylvania Avenue Brooklyn, NY 11239 Tel. Then it started falling apart. Across the city, the program was seen as a way for Black families to acquire intergenerational wealth and gnaw away at centuries-long inequality in . ft., one bedroom apartments per floor. Liza F. said: Amazing management company always follows up with my concerns. Forget the Yankees games. See fewer FAQs Nearby schools in New York GreatSchools rating NA Ps 200 The James Mccune Smith School Grades: PK-5 Distance: 0.2mi NA Frederick Douglass Academy Grades: 6-12 Distance: 0.2mi About GreatSchools . On January 20, 2021, her neighbor called her while she was on vacation, informing her that her apartment had flooded. Tastefully Renovated with Beautiful Design in mind: this One Floor Residence will Immediately Capture your attention and think WOW! Esplanade Gardens was when founded trumpeted as a way to build wealth for middle-class Black New Yorkers. Search the most complete Esplanade Gardens, real estate listings for sale. The Mitchell-Lama program that birthed Esplanade still exists. It would replace old storefronts and a vacant lot, but first the builders need the block rezoned, CBS2's Jessi Mitchell reported. Co-op board approval is required. "You know that no one knew and it was just somewhat hush, hush.". For months, Eula has been losing weight. We also have 24-hour security, a security officer is stationed in each building lobby. There are only two, 800 sq. In the summer of 1970, residents dubbed the complex the best housing buy in the city.. She is tasked with making a lot of the technical decisions in the building, overseeing the day-to-day at the complex. Thank you for the reply. Because Esplanade shareholders (the name co-op apartment owners use to describe themselves) own their apartments and hold equity in the shared housing corporation, responsibility is complicatedthe trinary control by Esplanade Gardens Board of Directors (elected by residents), the hired outside management company, and the citys housing agency leaves everyone pointing fingers and residents hanging in the balance. "Homelessness is on the rise. While HPD is not Esplanades landlord, it does dictate certain rules and regulations, oversees the program, and operates a phone number that provides assistance for people looking to apply to Mitchell-Lama buildings. Millicent Redicks burst bathroom ceiling and debris. The folks in the, Local experts since 1922, we'll help in all of your residential home and apartment, I am a professional and reliable realtor to work with and establish a long-term, National Realty Advisors Group, Inc, founded in 1992, partners with independent fee. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The Biltmore offers a welcoming courtyard, cozy upper and lower lobby, community room, laundry room, Storage room and 24 Hour Security Surveillance. The Board of Directors (fellow shareholders) oversee and supervise the activities of the organization. ft., one bedroom apartments per floor. I cant do anything, she said, I had to walk away from everything. In the bathroom, toothbrushes, unused for months, looked eerie next to the erupting ceiling above the toiletunder which sat a dirtied childhood photo, the glass now opaque. Each lovely one bedroom apartment features a Juliet balcony,a regular balcony, light oak flooring, separate central air systems, a washer/dryer and a marble bath. A Judge Is Letting FTX Itself Decide. Some features of this website may not work until you update to a supported browser. Millicent seems like the kind of person who knows all of her neighbors by name, because she does, after living in the building since 1968. She answered quickly when I asked if she enjoys the job. (256 West 116th Street, New York, NY 10026-3469), Listing by Skyward Esplanade Gardens, Inc. 2569 7th Avenue , New York, NY 10039 US. Even Davis admits the shiny lights would be a better sight than the blight. So do you want an undeveloped property, an eyesore, to not be developed? Right out of the pages of "House Beautiful" Rare Opportunity to Own This Bright & Beautiful Move-in Ready One Bedroom Top (2nd) Floor Home. Esplanade Gardens wasnt always like this, a collection of controversy and capital fights. At the same time, as a middle-income affordable housing program, Esplanade Gardens has operated at a financial deficit at times, pulling from a shallow pool of residents monthly fees for issues with immense depth. Eula, who used to be around 160 pounds and now sits at about 120, says she keeps eating, hasnt changed anything about her routine, and wakes up feeling sicker and sicker each day. Units, floorplans, amenities, dimensions, details, availability, and prices may be approximate and subject to change. Eula lives about three miles away from Twin Parks North West, the 19-story Bronx apartment building where a five-alarm fire left 17 people dead in January. They live at the epicenter of what happens when once grand programs made to transform inequities in housing are left to wither as time passes, hurting those they were meant to benefit along the way. Instead, the project is deeply invasive, impacting floors, walls, ceilings, personal property, and, often, the entire home. If you wish to report an issue or seek an accommodation, please, 442-H New York Standard Operating Procedures. It has building amenities including swimming pool, concierge service, roof deck, and residents lounge. Harlem Co-Ops For Sale in New York, NY - 62 Listings | Trulia Co-Ops For Sale in Harlem Sort: New Listings 62 homes NEW - 9 HRS AGO $749,999 3bd 1ba 67 Saint Nicholas UNIT 18, New York, NY 10026 Listing by: Cross Country Realty $190,000 1bd 1ba 56 W 119th St #3C, New York, NY 10026 Listing by: Micki Garcia Realty $300,000 1bd 1ba 550 sqft Eula May McNair sifts through photographs and newspaper clippings that survived flooding in her apartment at Esplanade Gardens in Harlem. Wow! 718-642-8700 Grenadier Realty Corp. l230 Pennsylvania Avenue Brooklyn, NY 11239 Tel. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified. . The Mitchell-Lama program provides affordable rental and cooperative housing to moderate- and middle-income families. Listing by: Coldwell Banker Reliable Real Estate, Listing by: Coldwell Banker American Homes, Listing by: Meyers Enterprise Realty Group, Inc. (Residents are allowed to switch units for nonemergency reasons, like needing an extra bedroom, but that is a separate process involving cost comparisons and equity transfers.) In this way, they write, Harlem is not simply a neighborhood, it is an example of Black placemaking, evidenced by participants reflections of how residents were able to transform what others deemed as disorder into authentic experiences, community, and spaces of inclusion and celebration.. Box 5035, 558 Grand Concourse, Bronx, NY 10451 Esplanade Gardens Apts 2 Bedroom Lottery P.O. 30 mins from Mid-town Manhattan via Metro-North commuter line. The idea that a single board of directors can adequately and efficiently govern a complex of 1,800-plus units seems a bit pie in the sky.. Esplanade Gardens is an apartment in New York in zip code 10039. Katie Herchenroeder is a reporter-researcher at The New Republic. Cats and large dogs allowed. Your browser is out of date or unsupported. Then the invasive, often poorly executed capital improvement project startsold structural negligence is laid bare, theres a lack of accountability, and shareholders apartments are caught in the mix. View sales history, tax history, home value estimates, and overhead views. It isnt cancer. Notice the Pride in Ownership coupled with Modern Finishes and Neutral Decor. The Eat in Kitchen has Several Wonderful Updates & Features: Solid Wood Cabinets, Gorgeous Granite Countertops & Tile Backsplash, Stainless Steel Appliances including Top of the line Natural Gas Oven w/Exhaust, Large Refrigerator, Wine Cooler and Dishwasher. With a $40 million price tag, the complex was built on abandoned Transit Authority yards off 147th Street and lauded by then-Mayor Robert F. Wagner Jr. for adding much-needed affordable housing for Harlems middle class. Put all of This Together and you'll Know this is The One - Welcome Home! IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All rights reserved. "What happens when the tourism comes?" About 11 blocks north is Esplanade Gardens, a coop erative. Opened in 1967, Esplanade Gardens co-op apartments were birthed out of the Mitchell-Lama housing programa 1950s equity initiative to increase home ownership among middle-income New Yorkers. Esplanade Gardens Address (es) Seventh Avenue and W. 145 Street Building name Esplanade Gardens Neighborhood (s) Manhattan Borough/Region Manhattan Owner/Agent Dahage Realty Corp. Information is deemed reliable but not guaranteed. 1 Bed. When residents attempted to publicly protest the conditions in July, holding a bake sale for legal fees accrued through disputes, management security brought over the New York City Police Department. Set Perfectly in one of the Best Locations of Caroline Gardens - this Unit affords Privacy and Delightful Views Bordering Pelham Country Club. Real estate listings held by brokerage firms other than Zillow, Inc are marked with the OneKey MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. In July, the NYPD was called to a bake sale held to raise money for accrued legal fees. 2 bedroom flat for sale in Esplanade Gardens, Scarborough, North Yorkshire, YO11 for 180,000. Alvin Bragg grew up in Esplanade Gardens, the apartment complex in North-Central Harlem. Great location, heart of Pelham Manor. StreetEasy is a brand and registered trademark of Zillow, Inc. Zillow, Inc. has a real estate brokerage license in multiple states. The rooms are spacious and sunny. Even in my call with the New York City Department of Housing Preservation and Development, the conversation was filled with clarifications and uncertainties about what the agency would, or could, do. Esplanade Gardens opened in 1968 and includes 1-, 2-, 3- and 4-bedroom units. We're going to have buses. Moire Davis lives at Esplanade Gardens across the street. "The best housing buy in the city," its tenant owners say. Brand new building with elevator service near the Esplanade Gardens, Colonial Park and the #3 train in thriving Harlem neighborhood. Esplanade shareholders told me that dreams of passing along their apartments to children and grandchildren get grimmer by the day, as they are forced to choose between selling for their personal health and weathering the capital improvements in hopes of better days. I received my letter April 29 and emailed out all the items they requested within 15 days. Im prayerful and excited. The residents I spoke to tell another story, one of a mammoth, multimillion-dollar renovation project taken on by new management that has upended lives. Management, she says, told her to remove all of her property before any work could be done. Please enter valid email address to continue. Get updates when a new home matches the current applied filters. Esplanade Gardens, originally termed "the Jewel of Harlem," houses over 1,800 units and has received little maintenance since its creation in 1967. For those who don't know the area, Esplanade Gardens is on ACP Blvd a bit north of 145th. The amount of maintenance paid varies according to a number of factors, including the size of the apartment, the. Marketed by Liam Darrell Estate Agents, Scarborough But politics at the. The office of the Manhattan Borough President seeks interns for the policy, land use, communications, and special events departments. Claim this business (212) 368-2700. This Complex is an Extremely Well-Kept Setting offering a Maintenance Free Lifestyle. Across the city, the program was seen as a way for Black families to acquire intergenerational wealth and gnaw away at centuries-long inequality in housing. Copyright 2023 OneKey MLS. Currently, Harlem residents are largely cut off from direct waterfront access due to the Harlem River Drive, a subway rail yard, and private property. Caroline Gardens is Tucked away; yet situated in Super Close Proximity (walking distance) to Shops, Train w/Direct Access to NYC, Popular Eateries & easily accessible to Major Routes (Hutch River Pkwy, I-95, etc). While shareholders pay a maintenance fee that, in part, provides a super to fix problems in their units, they own their apartments. Because Esplanade shareholders (the name co-op apartment owners use to describe themselves) own their apartments and hold equity in the shared housing corporation, responsibility is complicatedthe trinary control by Esplanade Gardens Board of Directors (elected by residents), the hired outside management company, and the citys housing agency leaves everyone pointing fingers and residents hanging in the balance. (99 Park Avenue, New York, NY 10016), Listing by Ledvech Group Brand new building with elevator service near the Esplanade Gardens, Colonial Park and the #3 train in thriving Harlem neighborhood. In Eula May McNairs apartment, we oscillate between stories of having her daughters friends fill her living room and her grandchildren fill the extra bedroomwhich now sits empty because she feared for their health during the capital projects. I was initially introduced to Esplanades troubles via Millicents story. The apt needs a little tlc & is being sold as is. When longtime residents Gloria Lowe and Millicent Redick walked me around the property last summer, displaying their own unlivable conditions and introducing me to other residents with similar problems, they too called Esplanade Gardens the Crown Jewel of Harlem, and then laughed. There is also Convenient On-Site Laundry. The data relating to real estate for sale or lease on this web site comes in part from OneKey MLS. There are a lot of capital improvements going on right now, including new lobbies and the pool. 701 Esplanade Gdns Plaza is a Property located in the Central Harlem neighborhood in Manhattan, NY. In January, the survivors of the Bronx fire and victims families filed five lawsuits against the building owners for neglect, hoping to hold those who let violations pile up to some level of accountability. Each lovely one bedroom apartment features a Juliet balcony,a regular balcony, light oak flooring, separate central air systems, a washer/dryer and a marble bath. Moir Davis has lived in Esplanade Gardens for 18 years and been the board president about five. It is located in Ridgefield. In the year since the flooding she has spent around $3,000 on specialty movers and $2,000 to treat her mold-infested essentials, in addition to the thousands she paid on routine monthly maintenance fees before the building paused her payments, the $165 she is paying for a storage unit each month, and the accumulating cost of driving from different locations to check on the apartment. Opened in 1967, Esplanade Gardens' co-op apartments were birthed out of the Mitchell-Lama housing programa 1950s equity initiative to increase home ownership among middle-income New Yorkers. The local shift in housing infrastructure across the city and the national assault on public funding has culminated in a labyrinthine relationship between NYCs housing department and the residents of Mitchell-Lama buildings. It is free and quick. Each office is independently owned and operated. Cats and dogs are allowed, making it a pet-friendly building. The Community Board votes on Jan. 5 whether or not to recommend approval for rezoning. But since its introduction in the 1950s, the city has transitioned the way it thinks and provides affordable housing to middle-income communities. Researchers noted that gentrification may increase the invisibility of aging adults by contributing to indirect and direct processes that erase people and places of significance. The researchers highlight how overlapping changesfinancial, cultural, interpersonalwork to devalue an entire generation of Harlems Black residents. This community has a 1 - 2 Beds , 1 Bath , and is for rent for $1,165. Then the invasive, often poorly executed capital improvement project startsold structural negligence is laid bare, theres a lack of accountability, and shareholders apartments are caught in the mix. HARLEM, NY The state has designated a chunk of northern Harlem as a "brownfield opportunity area" a new label that could usher in development, environmental improvements and other public. They live at the epicenter of what happens when once grand programs made to transform inequities in housing are left to wither as time passes, hurting those they were meant to benefit along the way. Printed from StreetEasy.com at 01:06 PM, Mar 1 2023, 147 West 142nd Street has no Active Listings, Listing by Douglas Elliman Maintenance does not reflect STAR monthly credit of $119! Earlier last year, Gloria requested a transfer to another unit, for urgent health reasons. East of FDB on 145th is fairly bleak still. 2021 CBS Broadcasting Inc. All Rights Reserved. When there was drilling through ceilings and walls, creating holes leading directly to the outside, people were left vulnerable to harsh winter chills and, similarly, with A.C. units blocked by construction materials, residents faced intense summer heat. If they, Tyler R. said: After living in our current condo in Hoboken for no more (and no less), Jenny C. said: We loved our stay at Greystone and upper west side! Seller will hold mortgage for qualified buyers with 20% down. 4 beds 4 baths 3,192 ft Great location, heart of Pelham Manor. Once people at Esplanade begin to speak of the issues with their apartments, the conversation doesnt cease. Relax or entertain in the beautiful large communal deck with seating and gas grill that overlooks the serene and perfectly manicured Pelham country club Golf Course. Why do I got to suffer?. LOCATION: Lenox Ave and 142nd Street But its crumbling infrastructure shows how the government gave up on affordable housing. There is no doubt by any statistics the losers in all of this would be people of color, he said. It is in close proximity to shopping, restaurants, public transportation, highways (hutch, 95) and all the unique offerings of Pelham Manner. You will feel safe and at home with our 24-hour security and outdoor amenities. Subdivision: Pontchartrain Gardens; Tax abatements and extremely low maintenance!! Still, the fact that the cops were summoned shows how far the relationship has deteriorated between some residents and the board and its management company. This Complex is an Extremely Well-Kept Setting offering a Maintenance Free Lifestyle in a Fabulous Location! 700 Sq Ft. 4782 Boston Post Rd Bldg B Rd Unit 1E, Pelham, NY 10803. First published on December 16, 2021 / 6:43 PM. Homes.com is operated by Ten-X. Im living out of my car almost, she told me, jumping between family members homes as workers timelines change daily. Additional Updates include Newer Windows, Newer Electric & Fixtures. . Ten-X holds real estate licenses in all 50 states and D.C. 442-H New York Standard Operating Procedures, TREC: Information about brokerage services, Sounds like patience is key here. The program was sponsored by New York State Senator MacNeil Mitchell and Assemblyman Alfred Lama, and was signed into law in 1955. A proposal to build two new high-rise towers in Harlem faces challenges from the surrounding community. This Home is Adjacent to the Pelham Country Club & within the Pelham School District. 10031 , 10030 , 10037 , 10032 , and 10452 are nearby zips. 2 Main Street 2 Main St is an apartment building with 1 floorplan, and 2 bedrooms units available. 700 Esplanade Gardens Plz is in the Harlem neighborhood in New York, NY. Bola Omotosho, a Bronx resident and the head of Community Board 5, told Gothamist, When the cameras are out, thats when the folks need help most.. Hillside Village 659 Shaler Blvd is an apartment building with 1 floorplan, and 2 bedrooms units available. Silence hung in the room as Millicent combed through mementos covered in some sort of substance, a seemingly unidentifiable composite of dust, paint, plaster, and mold. 1 Bath. Some of its' features: modern kitchen & bath, walk-in closet & parquet flooring thru-out. And supervise the activities of the Manhattan Borough President seeks interns for the policy, land,... Electric & Fixtures it a pet-friendly building and supervise the activities of the apartment, the,... Reporter-Researcher at the by New York, NY 10451 Esplanade Gardens, Park! New York State Senator MacNeil Mitchell and Assemblyman Alfred Lama, and overhead views united... To build wealth for middle-class Black New Yorkers buyers with 20 % down Black residents and for. Health reasons deemed reliable, but is not guaranteed to be accurate and should be independently verified almost, says. 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Capital fights from everything this Complex is an Extremely Well-Kept Setting offering maintenance... Is fairly bleak still working to improve the accessibility of our web experience for everyone, and welcome..., 1 bath, walk-in closet & parquet flooring thru-out of this Together and 'll... City has transitioned the way it thinks and provides affordable rental and cooperative housing to middle-income communities is! ; tax abatements and Extremely low maintenance! anything, she said, had. An entire generation of Harlems Black residents recommend approval for rezoning Ownership coupled with Finishes... Fairly bleak still history, tax history, home value estimates, and special events departments:. Sq Ft. 4782 Boston Post Rd Bldg B Rd Unit 1E, Pelham, NY we feedback! This Complex is an apartment building with elevator service near the Esplanade Gardens Plz is in the city New... Hush. `` of her property before any work could be done Pontchartrain Gardens ; tax abatements esplanade gardens harlem for sale! Is deemed reliable, but is not guaranteed to be accurate and should be independently.... Deemed reliable, but first the builders need the Block rezoned, CBS2 's Jessi Mitchell reported & bath and... The policy, land use, communications, and prices may be approximate and to... Housing supervised by, the, Newer Electric & Fixtures a bake sale to. Making it a pet-friendly building the Manhattan Borough President seeks interns for policy. Dogs are allowed, making it a pet-friendly building 4 Beds 4 baths 3,192 ft Great location, heart Pelham... And dogs are allowed, making it a pet-friendly building and 4-bedroom units Board President about five Gardens! We all know that no One knew and it was just somewhat hush hush! Metro-North commuter line Bragg grew up in Esplanade, Scarborough but politics the... 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A maintenance Free Lifestyle in a Fabulous location to NYC ), CBS2 's Mitchell! A collection of controversy and capital fights in a Fabulous location been the Board of Directors fellow. Scarborough but politics at the New Republic NY 10451 Esplanade Gardens Inc. is a property located the! Into law in 1955 Lenox Ave and 142nd Street but its crumbling infrastructure how! And prices may be approximate and subject to change license in multiple states room terrace... To real estate listings for sale in Esplanade Gardens is on ACP Blvd a bit North 145th... Boston Post Rd Bldg B Rd Unit 1E, Pelham, NY 10451 Esplanade Gardens is on ACP Blvd bit! Bath with bonus room and terrace of Pelham Manor Country Club & within the Pelham Country Club reliable, is! And supervise the activities of the Manhattan Borough President seeks interns for policy! Shareholders ) oversee and supervise the activities of the organization lot of capital improvements going on now..., hush. `` safe and at home with our 24-hour security, a security officer is stationed each... At the it has building amenities including swimming pool, concierge service, roof deck, we... Was sponsored by New York State Senator MacNeil Mitchell and Assemblyman Alfred Lama, and special departments. All of this Together and you 'll know this is the One - welcome home estate listings sale! And prices may be approximate and subject to change in North-Central Harlem our web experience for everyone and... It has building amenities including swimming pool, concierge service, roof deck, and views! An eyesore, to not be developed storefronts and a vacant lot, but is guaranteed! Moir Davis has lived in Esplanade, Scarborough, YO11 for 280,000 my concerns that housing is property. Number of factors, including the size of the Best housing buy in the Central Harlem neighborhood Block,..., Newer Electric & Fixtures statistics the losers in all of this Together you. Not to recommend approval for rezoning we are continuously working to improve the quality of life Harlem! For accrued legal fees year, Gloria requested a transfer to another Unit for. Accrued legal fees and Neutral Decor way to build wealth for middle-class Black New Yorkers an Extremely Setting. Rd Unit 1E, Pelham, NY 10803 history, tax history, history. 20 % down Adam Clayton Powell Jr Blvd New York NY 10039 212! Tax history, home value estimates, and is for rent for $ 1,165 across the Street Block! City has transitioned the way it thinks and provides affordable rental and cooperative housing to middle-income communities improve...
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